We have extensive experience with medical insurance to ensure you get the support and advice you need.
There are several important reasons why everyone should be certain to have adequate medical insurance. For one thing, when you are insured, you are more likely to seek medical care when you need it, including an annual physical, which can help you prevent the progression of an illness or disease. Another reason is for protection against the high cost of a medical emergency or hospital stay. At Legacy Insurance Partners, including Broome Associates in Hickory, North Carolina, our team is here to help you get the medical insurance that best fits your family’s needs.
We have extensive experience in this area, so we can go over the various options and learn about what would provide you with the best financial protection given your medical history, risk tolerance, and budget. We will answer all your questions and concerns so you’ll have the information you need to move forward with confidence.
We can also assist you if it is time to renew your medical insurance and you would like guidance as to whether your current insurance is the best solution or if there is something that would provide improved protection or have a lower premium. We can also check to be sure you don’t have any vulnerability gaps that could be addressed. In short, we’ll be your trusted insurance advisors who are with you every step of the way.
If you have questions about medical insurance for your family’s protection or other personal insurance options to protect against financial risks, don’t hesitate to reach out to our team.
FAQs About Medical Insurance
Our team at Legacy Insurance Partners has extensive experience in the insurance industry, and we know that medical insurance is of prime importance. Below, we have put together the answers to a few of our most frequently asked questions about medical insurance to help you get a better idea of how it works.
How does medical insurance work?
While medical insurance can become very complicated in the specifics, the general principle is quite simple. Everyone enrolled in the insurance program will pay a monthly fee to keep their services active, and that money then goes into a big pool that the company can use to pay the medical expenses of anyone who is sick, injured, or requires treatment or screenings of any kind. Since not everyone is sick at the same time, the company will always have enough money to cover these expenses.
What should I look for in medical insurance?
There are several things you should consider when choosing a medical insurance policy, such as the monthly premium, deductible, and types of services the policy covers. Because medical needs vary so much from person to person, we can’t provide any hard and fast rules for choosing medical insurance—instead, we encourage you to reach out to our team to set up a one-on-one consultation.
How can your team help me with my medical insurance needs?
When you come to us for help with medical insurance, we will first take the time to get to know you and understand your situation and needs—our goal is to build long-term trust with all our clients, and that starts with the first consultation. From there, we can recommend a selection of the options best suited to your needs, going over each one in detail to help you make an informed decision. Even after you have chosen a policy, we will regularly check in with you to make sure you get the right insurance for your changing needs.
With medical insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.