Protect yourself before you hit the open road.
Before your next trip, make sure you have the right recreational vehicle (RV) insurance. At Legacy Insurance Partners, we can go over all your options for RV insurance to help you find the right policy for your needs, specific RV, budget, and more.
Wherever you travel, you have to carry liability insurance if you plan on driving your RV on public roads. Minimum state requirements for RV insurance are typically around the same as a standard vehicle. But with a specialty vehicle, you may need additional coverages to protect your RV. We have you covered with specialized options for your RV that can protect you and your belongings out on your next adventure. These coverages can include:
- Total loss replacement—This coverage provides you with a new, comparably equipped RV if yours gets totaled within the first few years of ownership. This coverage protects you in case your RV depreciation causes its value to be adjusted lower than the actual purchase price of a replacement RV.
- Vacation liability—This coverage takes care of the cost of any bodily injury or property damage losses that occur when you are parked at a vacation site.
- Replacement cost personal effects—If your RV experiences a loss, this coverage pays to replace the personal belongings within your RV.
- Emergency expense coverage—After a covered loss, this coverage pays for your hotels and transportation.
We can guide you to help you obtain the comprehensive policy you need to protect your interests whenever you travel in your RV. With locations in Hickory, North Wilkesboro, and Davidson, North Carolina , one of our specialized agents can help you with any information about covering your RV, so reach out to us today.
With RV insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.