Protect your peace of mind and your loved ones with life insurance.

The purpose of life insurance is to provide financial protection to the beneficiaries of the policy holder in the event of their death. The death benefit life insurance provides can be used to pay off debts (such as outstanding loans or a mortgage), replace lost income, fund educational expenses for children, or provide for the policyholder’s dependents.

There are several different types of life insurance, including term life insurance, whole life insurance, and universal life insurance, and each serves a different benefit and has a different purpose. After you secure a life insurance plan, you will pay regular premiums to maintain your coverage. How much you pay in premiums depends on factors like your age, your health, your lifestyle, the type of policy you choose, and your desired coverage amount.

You must also select one or more beneficiaries who will receive the death benefit upon your passing when you sign up for a policy. Your beneficiaries can be individuals, such as family members or dependents, or entities, like charitable organizations or trusts.

If you need help finding and selecting life insurance, turn to us at Legacy Insurance Partners. We are your insurance partners, and we can help you select a life insurance policy that complements your needs now and in the future. To explore your life insurance options or to speak with one of our professionals, contact our team at Childress Insurance, a Legacy Partner, in Albemarle, North Carolina.

With life insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.