Protect your company from employee lawsuits.

Employment practices liability insurance covers your business against claims filed by workers who say their legal rights were violated by your business. No company is immune to this type of lawsuit, and even if you run a smaller company, you need this type of protection. Although you may have some form of employment practices liability insurance included in your Businessowners Policy (BOP), you can also purchase this type of insurance as a stand-alone coverage option.

With an employment practices liability insurance policy, you can protect your business from the financial consequences that occur when an employee makes claims of sexual harassment, discrimination, wrongful termination, breach of employment contract, failure to employ or promote, wrongful discipline, and other workplace issues. The cost of this insurance depends on the number of people you employ, the type of business you run, and other risk factors, like whether you have been sued over employment practices previously.

Most employment practices liability insurance policies will reimburse your company after you receive legal bills for defending your business in court. These legal costs are covered whether or not your business wins or loses the lawsuit. However, these policies will usually not pay punitive damages or any civil/criminal fines your business faces because of the suit.

We have three locations to serve you in Hickory, North Wilkesboro, and Davidson, North Carolina, and one of our experienced agents can advise you on all your options for employment practices liability insurance. This type of policy is an important addition to your insurance portfolio, so we welcome you to contact us at Legacy Insurance Partners today to discuss your business’ insurance needs. 

With employment practices liability insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted business insurance advisor utilizing a consultative approach.