If you rely on your farm to generate a significant income, you may need farm insurance to protect your financial health.
Where would we all be if it were not for farmers? Most of us have little to no interest in producing our own food as it is far more convenient to head to your local grocery store. For those who do supply our nation’s meat, dairy, and produce, you know that there are many financial risks involved, just as there are with any business endeavor. At Legacy Insurance Partners, we help farmers in North Carolina and surrounding states obtain the appropriate farm insurance to cover the unexpected perils that can affect your business.
Farm insurance is a highly customizable type of insurance because there are so many different types of farming operations and, therefore, different categories of risk. Whether you need broad coverage to manage the most common risks or need to delve deeper into expanded coverages, you can rest assured that a specialized agent familiar with farm insurance coverages will assist you.
Some of the most common coverages for farm insurance include protection from loss or damage to farm machinery and equipment, coverage for killed or injured livestock, coverage for stored farm products, such as grain and feed, and farm liability coverage. We can help you ascertain the impact of a loss in these areas to determine if you should obtain farm insurance, as well as determine the types of coverages and the amounts that best fit your situation.
Two of the most common farm insurance situations include equine insurance and poultry, hog & dairy insurance. If your farming operation livelihood is closely linked with a valuable horse or other livestock, it is important to gauge what would happen if something were to result in a serious illness or death. If you would lose significant income, obtaining farm insurance is a wise course of action. In addition, if you have structures that are specifically for farm use, you’ll need to cover them with farm insurance. Reach out today if you would like to know more or have your current policy assessed to see if any changes are needed.
With farm insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted business insurance advisor utilizing a consultative approach.