We can help you obtain the right recreational vehicle insurance for your needs.
Having a “home on wheels” can leave you pondering whether you need the same type of coverage for your RV as you would any vehicle or if it would be more like what you have on your home. The reality is that recreational vehicle insurance can be a bit of both. If that seems confusing, we’re here to help you understand the various aspects of this type of coverage and what you are getting for the premium you’ll pay. At Legacy Insurance Partners, our team of experienced insurance consultants is happy to take the time to go over the options involved with recreational vehicle insurance and address any questions that you might have.
Since your RV is a motor vehicle, recreational vehicle insurance involves protection for the same types of losses as you could incur with a regular vehicle. It will protect you from accident damage, theft, bodily harm, property damage, and other losses. You will also have liability limits and a deductible. Although you may not drive your RV as much as your family vehicle, it is still susceptible to theft, vandalism, and so forth. You would also typically have more personal property inside your RV than you would your everyday vehicle, so a policy would need to account for that.
In addition to knowing what is covered, you’ll need to understand what it is typically excluded. You can expect that your consultant will go over your recreational vehicle insurance policy thoroughly so you know what is covered and what is not. We can also help you during the purchase decision stage by letting you know how RV class can affect your policy premium. This can be helpful when deciding on the type of RV to purchase. Reach out today to our Davidson, Hickory or North Wilkesboro, North Carolina office to learn more.
With recreational vehicle insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.