Business Workers Compensation Insurance
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Find out today if your business should have workers compensation insurance and obtain the right policy for your situation.

If you have a business in North Carolina, there are requirements for employers related to having workers compensation insurance. It is a common misconception that sole proprietors and other small businesses are exempt from having this coverage, but the reality is that, if you employ three or more people, or even just one in certain situations, you need to obtain it unless you fall under the umbrella of a few select exceptions. If you aren’t sure whether you need it, the best advice is to reach out to us at Legacy Insurance Partners. We can walk you through the process of determining if you need workers compensation insurance and, if necessary or desired, match you with the best coverage for your situation.

It is important to note that failure to carry workers compensation insurance, if you are required to have it in accordance with the North Carolina Workers’ Compensation Act, can result in serious financial penalties, as well as the potential to be charged with a misdemeanor or even a felony, either of which could result in imprisonment. Even if you are not required to have this coverage, it is highly recommended so you do not keep the liability on your own shoulders should an employee be injured or killed.

We offer variety of services from a dedicated team of professionals who act in an advisory capacity for all your business insurance needs. Rather than a sales approach, we are trusted advisors with specialized experience who partner with you to build a relationship that carries you through all your business insurance needs. Our consultative approach ensures that you not only get the best insurance products, but also the support you need and a complete understanding as to what coverage you need. Reach out today to learn more about workers compensation insurance and other business insurance coverages.


With workers’ compensation insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted business insurance advisor utilizing a consultative approach.

Testimonial

I have nothing but good things to say about the folks at Broome. My family has enjoyed their customer service for literally decades and we've consolidated most of our business and personal policies with them. Not only do I save money, but I have a real person to email whenever there's any kind of issue. I count on Broome to navigate the tricky waters of insurance for me, because the last thing I want to do right now is try to become an expert in determining what insurance I need.

Jodi Black Personal, Business Client


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