Workers’ compensation insurance protects you and your staff.

Understanding workers’ compensation insurance and your responsibilities is critical if you’re a business owner. At Legacy Insurance Partners, the team members in our Albemarle, North Carolina office can walk you through your options and create a plan that meets your needs. Continue reading to learn more about this type of insurance.

Workers’ compensation insurance gives you protection and peace of mind if someone gets injured at your business. It acts as a safety net because it ensures workers who get hurt at work get the money they need and protects you from possible legal problems.

This insurance usually covers medical bills, transportation to the hospital, surgeries, medications, and rehabilitation services. Depending on the policy, it can also cover long-term treatments, physical therapy, and even aids like wheelchairs or prosthetics. By taking care of the costs of medical care, workers’ compensation lets employees focus on getting better and ensures they get the care they need.

You might not realize it, but workers’ compensation insurance covers more than just medical bills. It also covers lost pay. When an employee can’t work because of an illness or injury, this insurance pays them a part of their regular salary, allowing workers to pay their bills and maintain stability while they are recovering.

Workers’ compensation insurance is not only helpful for everyone involved, but it’s also legally required for most businesses. Talk to one of our team members today to ensure you have enough workers’ compensation coverage. We can discuss your options and answer any questions you have about your policy.

With workers’ compensation insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted business insurance advisor utilizing a consultative approach.