Protect what you’ve worked so hard to build.
Commercial liability insurance protects your business from claims that happen as a result of running your normal operations. Most policies provide coverage to businesses for advertising injuries, medical payments, legal costs, bodily injuries, and more.
The cost of your commercial liability insurance and the specifics of your policy depend on the type of business you run, where your business is located, and the number of employees you have. Whether you run a consulting firm with hundreds of employees or a landscaping business with a small team, commercial liability insurance is a key component of your insurance portfolio.
Nearly every business will experience an accident or issue at some point, making commercial liability insurance something you need now instead of later. At Legacy Insurance Partners, we can help you find the right policy to match your operations and the level of risk you are comfortable with. Our role is to protect your business’ interests and the operation you have worked so hard to build.
Many of your clients will require your business to maintain a commercial liability insurance policy. Your clients may be more willing to enter into contracts with your business or partner with your operation if they know you are covered under one of these policies.
We have agents ready to serve you. Contact us today to discuss your business’ insurance needs and how commercial liability insurance can shield your operations in Hickory, North Carolina from risk.
FAQs About Commercial Liability Insurance
If you run a business of any kind, you need commercial liability insurance. Our team at Legacy Insurance Partners has received many questions on this topic over the years, so we have put together the answers to some of the most frequent examples below.
What is commercial liability insurance?
In the legal system, liability refers to a person or entity’s responsibility for something—most often, someone’s responsibility for harm or damage done to someone or something else. For example, if someone gets hurt while on your company’s property, they can potentially sue you, arguing that you are liable for their injuries. Commercial liability insurance is designed for these types of situations—in the event that someone sues your company, your liability insurance will kick in and cover your court fees and legal damages up to a certain limit.
Why do I need commercial liability insurance?
We recommend that every business invest in commercial liability coverage in order to protect their finances from costly court cases. Liability suits can quickly become a drain on your company’s finances, and commercial liability coverage will give you the financial protection you need.
Why should I choose your team for my commercial liability insurance needs?
Our team takes a “no sales” approach to insurance—we will go over all your options with you and recommend the best choices for your situation, but we will never try to pressure or upsell you. In addition, rather than providing a lot of attention upfront and then abandoning you once you have chosen a policy, we will provide consistent, ongoing support to help you respond to your changing situation and insurance needs. We take pride in building solid, long-term relationships with our clients, and we look forward to getting to know you as well.
With commercial liability insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted business insurance advisor utilizing a consultative approach.