You can think of miscellaneous liability insurance much like an errors and emissions umbrella policy.

It can be an exciting adventure to enter into a new profession, but one step you need to focus on is protecting yourself against the potential for various financial setbacks. While many professionals have specific types of liability insurance available to them, not all fall under those situations. At Legacy Insurance Partners, including Broome Associates in Hickory, North Carolina, we believe that any profession should have the opportunity to cover themselves for mistakes they could make while performing professional duties. Miscellaneous liability coverage is the ideal solution for such service provider professionals as process servers, business brokers, human resources consultants, financial advisors, bookkeepers, and franchisors.

Miscellaneous liability is generally used as a supplement to other insurance policies so that you have as much protection as possible. The idea behind this coverage is to have support for legal expenses against claims due to mistakes that were not of malicious intent. Should you lose information accidentally or otherwise cause a problem for a client, your miscellaneous liability insurance would help you weather the legal defense costs.

You can think of miscellaneous liability insurance much like an errors and emissions umbrella policy, which is offered to accountants, attorneys, physicians, and other “traditional” professionals. If you offer any services that could be subject to human error, it is advisable to have this critical coverage. If you would like to learn more or discuss other types of insurance you should have, reach out to our team. We are happy to review current policies and discuss if there are any gaps that could leave you vulnerable.

With miscellaneous liability insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted business insurance advisor utilizing a consultative approach.