Our goal is to give you all the facts about vehicle insurance, as well as the various options available.
The best time to learn you have a need for better vehicle insurance is before you have a claim. The best way to learn you do is to work with our talented and knowledgeable team of insurance advisors here at Legacy Insurance Partners. We are happy to review your policy to determine if you have the coverage levels and additional riders that provide the financial security you expect. The goal is to avoid any gaps of coverage and have coverage that fits with your risk tolerance.
A common misconception is that you only need to have the minimum vehicle insurance coverage required by North Carolina’s regulations. While that is true from a regulation standpoint, it may not be sufficient for your situation. For example, if you consider today’s medical costs alone, you’ll probably recognize that $30,000 in bodily injury coverage per person and $60,000 in bodily injury coverage per accident could be insufficient. The minimum of $25,000 property damage per accident is also quite low considering how costly it is to repair anything from a telephone pole to a building. Most people agree that the peace of mind of protecting against a financial hardship after an accident is worth the added premium to increase these limits. Another aspect of vehicle insurance we can go over with you is what uninsured/underinsured motorist coverage is and why most of our clients opt to have his coverage.
Our goal is to give you all the facts about vehicle insurance, as well as the various options available, so you can make an informed decision about the coverage that best fits your budget and risk tolerance. Reach out to our Davidson, North Carolina office today to learn more by meeting with a personal insurance specialist.
With vehicle insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.