We will match you with the right vehicle insurance for your objectives and risk tolerance.
Finding out you have insufficient vehicle insurance after something goes wrong is the worst time to learn that. The better course of action is to reach out to us at Legacy Insurance Partners to review the coverage you have and determine if there is a gap of coverage that could result in financial hardship if a theft or accident were to occur.
We understand it can be tempting to shop for vehicle insurance looking only for the lowest premium. While it might be that a basic policy is sufficient for your needs, most people would not enjoy the outcome if they had to file a claim under a low-budget vehicle insurance policy. We believe you should know all the facts about coverage and premium so you can make an informed decision about the coverage that fits your risk tolerance.
We take the time to learn about your objectives and what you would want to happen in the event of a loss so we can match you with the right vehicle insurance for your situation. We can certainly help you get the North Carolina minimum coverage of 30/60/25 ($30,000 bodily injury per person, $60,000 bodily injury per accident, and $25,000 property damage per accident), but we can also help you get enough coverage based on the value of your vehicle and other factors. We also go over what uninsured/underinsured motorist coverage is, which is an option that most of our Hickory, North Carolina customers opt to have in place.
If you have questions about vehicle insurance and would like to meet with a personal insurance specialist, don’t hesitate to reach out to us.
FAQs About Vehicle Insurance
No matter how careful you are behind the wheel, there’s still a chance that something could go wrong, which is why you need vehicle insurance. Our team here at Legacy Insurance Partners is here to help you find the right coverage for your needs—we’ll take the time to understand your situation, your tolerance for risk, and more in order to recommend the best policy for you. If you have questions about vehicle insurance or how our team can help you with it, keep reading to get the answers you are looking for.
Should I get just a basic vehicle insurance policy?
When it comes to vehicle insurance, we recommend that you prioritize finding the right level of coverage for your needs over finding the lowest monthly rate, as the last thing you want is to get into an accident and then find out that your insurance policy won’t cover all the expenses. Our team will sit down with you to help you figure out the ideal level of coverage to protect your finances and give you peace of mind, and then help you choose the best policy for your needs.
What level of coverage would you recommend?
As we mentioned above, our team tailors our vehicle insurance recommendations to our individual clients, as we are dedicated to building long-term, trusting relationships. If you want a policy that will just meet the North Carolina minimum requirements, we can do that. However, if you want to go further, we can help you find a policy that covers the costs of replacing both vehicles in an accident, as well as the costs of any medical treatments that may be necessary. The latter strategy is generally better for peace of mind.
With vehicle insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.