We can provide you with practical options for health insurance for you and your family.
It may not be possible to safeguard your family from every potential danger. However, you can reduce the chance of needing to head to bankruptcy court because of overwhelming medical bills and loss of income by obtaining health insurance and other personal insurance coverages. At Legacy Insurance Partners, it is our goal to help families get the coverage they need.
Many families are covered under group benefits offered by an employer. However, if you are self-employed or your employer doesn’t offer benefits, you’ll need to obtain health insurance on your own. We have team members who specialize in individual health insurance, Medicare supplements, and other types of health insurance. With options from trusted insurance carries, such as Blue Cross Blue Shield of North Carolina, Aetna Health Inc., United Health Care, CIGNA, Assurant Health, and others, we will be able to match you with the coverage that fits your budget and other objectives.
You will get personalized service from a health insurance advisor who is dedicated to finding the best solution for your needs. By partnering with you and learning about your family and objectives, you can have peace of mind that you’ll get the right answer for you. Whether you are in a situation where you need individual health insurance or you want to know if there are better options before renewing your current plan, reach out to us to schedule a consultation at our North Wilkesboro, North Carolina office.
FAQs About Health Insurance
Our team at Legacy Insurance Partners has extensive experience in the insurance industry, and we can help you with a wide variety of insurance needs. If you are looking for health insurance, we encourage you to give us a call. Below, we have put together some of our most frequently asked questions on the subject to help you know what to expect.
What does health insurance cover?
While the specifics of what is and is not covered can vary between plans, in general, health insurance plans cover the costs of most doctor and hospital visits, preventative care services such as screenings and tests, prescription drugs, and medical devices such as insulin pumps or pacemakers. On the flip side, health insurance typically does NOT cover things like elective cosmetic procedures, off-label drug use, or brand-new medical technologies.
How can I get health insurance?
There are several ways to get health insurance. If you work for a company that offers group benefits, you can enroll in health insurance through your employer. Alternatively, you can choose to buy your own insurance coverage or enroll in a plan through the Affordable Care Act if you qualify. Our team can help you determine which option is best for your needs.
Why should I come to you for my health insurance needs?
Our team strives to set ourselves apart from other insurance companies through our consultative approach, which focuses on building long-term trust with our clients rather than on pushing sales. We will take the time to really get to know you and understand your situation, and then recommend a few of the health insurance options that will best suit your needs, going over each of them in detail to help you make an informed decision. In addition, we will provide long-term attention and support, helping you change or adjust your health insurance to adapt to changes in your life and health.
With health insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.