We can help you obtain the right homeowners insurance for your situation.
Homeowners insurance is a policy that you may have no choice but to obtain and keep in force. If you have a mortgage, your lender will require it to protect their interests. It is in your best interests too because if your home were to be damaged or destroyed, without homeowners insurance, you would have to pay your lender even though you had no home to live in. Even if you do not have a mortgage, it is a good idea to have homeowners insurance. Starting over after a disaster or facing a lawsuit for something that happened on your property without having insurance could derail your financial plans.
At Legacy Insurance Partners, each of our agencies, including Faw Insurance in North Wilkesboro, North Carolina, has a team of personal insurance professionals who can answer your questions and concerns about homeowners insurance. We will take the time to understand your situation so we can properly advise you about the amount and type of homeowners insurance to have in place. Once we have that information in hand, we will do the necessary research to find you the best value and policy for your situation. Your lender will have directives about the minimum coverage they will permit, but our team will help you determine if you would be best served by having more than they require or if there are other riders or an umbrella policy that should be considered.
Whether you are in need of homeowners insurance for a house, townhome, condo, or vacation home, or if you would like to learn about renter’s coverage, don’t hesitate to reach out to us.
With homeowners insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.