Our goal is to be sure you have the car insurance coverage you need so that you are financially protected should you be involved in an accident.
Car insurance isn’t just something that you are required to have by law; it would also put you at risk of financial harm if you did not have it. The question becomes determining the amount of coverage that fits your needs. At Legacy Insurance Partners, our consultants at our Davidson, Hickory and North Wilkesboro, North Carolina offices are a valuable resource for helping you navigate obtaining the right car insurance for your situation. We’ll take into account various factors, including minimum limits set by North Carolina, requirements your lender has in place, your risk tolerance, and your budget.
You will also be advised about recommended added coverages so that your car insurance protects you in the best manner possible. For example, having uninsured/underinsured motorist coverage is a wise idea, since there are many drivers out there who go with the minimum coverage allowed in North Carolina of $30,000 in bodily injury per person, $60,000 in bodily injury per accident, and $25,000 in property damage per accident. If you have to rely solely on a minimum coverage policy, you will have to personally cover any additional expenses above these amounts. Clearly, many accidents could far exceed those limits, which is why we always advise having more than the minimum. Our goal is to be sure you have the car insurance coverage you need so that you are financially protected should you be involved in an accident.
We know there are a lot of things to understand about car insurance, and we want you to be fully informed about your options so that you can make an informed decision about the coverages you select. Our tailored approach that utilizes a multiple-carrier rating system to compare numerous competing insurance company rates means we can offer you the best possible value for the best policy for your needs. Reach out today to learn more or to get a quote for car insurance.
With car insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.