Let us help you with car insurance questions so you can make an informed decision.

A common misconception about car insurance is that you only need to have the minimum required by state law and that if you have an accident and the costs exceed those limits, there is nothing that the injured party can do to you. The reality is that if there are expenses above your policy limits, the person has the right to take you to court for the balance. The financial fallout can be significant, so it is important to have sufficient limits to protect yourself.

At Legacy Insurance Partners, we know a balance needs to be achieved between having the most insurance possible and keeping the premium affordable. We are happy to go over the various options with you so you can make an informed decision about the limits that make the most sense in your situation. Many people are surprised to learn that having sufficient coverage doesn’t always equate to an unreachable premium.

We also go over how to protect yourself from those on the road who do have minimum or even no car insurance coverage. With the addition of underinsured/uninsured coverage, your policy can pick up where their coverage ends, so you aren’t left waiting for a judgment and trying to collect.

These are just a couple of the aspects of car insurance that our team is happy to go over. We act as a trusted advisor to walk you through all you need to know so you can confidently choose the right car insurance for your situation. We are here for you throughout your policy period, as well, whenever you have questions or need to make changes. Reach out to our North Wilkesboro, North Carolina office or any of the Legacy Insurance Partners locations to learn more.

With car insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.