Protect your professional interests with miscellaneous liability coverage.
A type of coverage that falls under the errors and emissions umbrella of insurance, miscellaneous liability is designed for a variety of professionals, from franchisors to process servers, who do not have a standard policy available to them. Typically, errors and emissions liability insurance is designed for “traditional” professionals, like attorneys, physicians, and accountants. Miscellaneous liability provides the same coverage, but for those who fall outside what is considered a typical professional for general E&O insurance.
Your miscellaneous liability insurance protects you from any mistakes you make while performing your professional duties. These policies do not protect your organization if you act with malicious intent, but this type of coverage can help you cover legal expenses against these claims until they are proven legitimate or not. We often suggest miscellaneous liability insurance as a supplement to other insurance policies you might hold that cover specific parts of your business, like product or premises liability.
At Legacy Insurance Partners, we recommend miscellaneous liability insurance to any business that provides a service subject to human error. For example, we may suggest this insurance if you are a business broker, financial advisor, bookkeeper, or human resources consultant. Whether you accidentally lose information, damage property, or forget to complete a key step during a project, your miscellaneous liability insurance can protect you from taking on full responsibility for legal defense costs.
We have insurance agents dedicated to providing customized policy advice in Hickory, North Wilkesboro, or Davidson, North Carolina. If you have any questions about this type of liability coverage and if it could benefit your organization, contact us today to set up a consultation with a member of our business insurance team.
With miscellaneous liability insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted business insurance advisor utilizing a consultative approach.