We will provide all the information you need so you can choose your auto insurance with confidence.
There are many insurance agencies out there that will promise you they’ll get you the cheapest auto insurance possible. Here at Legacy Insurance Partners, we know the lowest premium isn’t always the one you should go with. If it fails to provide the protection that you need from a financial setback, it wasn’t really a bargain in the long run. Our auto insurance specialists take the time to learn about you so we can match you with a policy that fits your situation. We will address all your questions and explain the various options so you can make an informed decision before taking on more risk than you are comfortable with just to save a few premium dollars.
One of the dangers of going with the lowest price is that it likely doesn’t cover much more than what North Carolina requires. Minimum coverage of $30,000 bodily injury per person, $60,000 bodily injury per accident, and $25,000 property damage per accident might sound like a lot, but when you consider the current costs for a hospital stay or making property repairs, you’ll realize that this is insufficient for most people. Once the policy limits are exhausted, then you are often held responsible to pay the difference out of your own pocket, so not being adequately covered can be a costly mistake!
We understand that the various aspects of auto insurance can prove confusing, but we are here to act as a trusted advisor to walk you through the entire process. We will explain what the different options are and what the different terms mean so you’ll be able to proceed with confidence. We are here for you beyond obtaining coverage, so any time a question comes up, don’t hesitate to reach out to us at our North Wilkesboro, North Carolina office or any of the Legacy Insurance Partners locations.
FAQs About Auto Insurance
Here at Legacy Insurance Partners, one of the things we get asked about the most frequently is auto insurance. We understand that this topic is confusing, and to help you save time, we have put together the answers to some of our most frequently asked questions on the subject below for you to check out.
What makes you different from other auto insurance companies?
Our team strives to stand out from other auto insurance companies through our dedication to our clients and community. When you come to us for help with auto insurance (or any other kind), we will take the time to get to know you and understand your situation before recommending the best policy to meet your needs. In addition, you can continue to come to us for ongoing help with your insurance—if your circumstances change, just give us a call, and we’ll help you find a new policy to match.
How much auto insurance coverage is enough?
When it comes to auto insurance, how much coverage is “enough” will vary from person to person. For some drivers, the legal minimum insurance requirement for their state is more than enough coverage, at least in terms of what they consider necessary. For others, that minimum–$30,000 per person and $60,000 per accident in the state of North Carolina—is inadequate, and they want more robust coverage. Our team will help you figure out the right level of coverage for your needs and peace of mind.
With auto insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.