Protect the investment you made in your home.
Your home is one of the largest investments you will ever make. You want to protect this investment and prevent financial difficulty in the event of property damage. One of the ways to do this is by purchasing a homeowners insurance policy that covers certain damages.
If you have a mortgage on your home, your financial institution likely requires that you have a certain amount of homeowners insurance to keep your loan. If you need homeowners insurance for a new home purchase or want to revisit your coverage, turn to us at Legacy Insurance Partners. Our insurance professionals can help you find the best possible homeowners insurance at the best possible rate.
All homeowners insurance policies usually have limits, deductibles, and exclusions. And some perils, like floods or earthquakes, are not covered under standard policies and require separate insurance. It is important to review and understand your policy to ensure you have adequate coverage. You should also consider additional endorsements or riders that may be necessary to protect specific valuables or cover unique risks.
What you pay in the form of insurance premiums will depend on various factors, including your home’s value, your home’s location, and the coverage limits you choose. By having homeowners insurance, you can have the peace of mind knowing you are financially protected against unexpected events that could damage your property or result in a liability claim. Contact our professionals at Childress Insurance, a Legacy Partner, in Albemarle, North Carolina for more information and to get a quote for homeowners insurance.
With homeowners insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.