Personal Insurance, Hickory, NC Homeowners Insurance, Hickory, NC
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Let us help you get the right homeowners insurance coverage for your situation.

Homeowners insurance is something you will not have a choice about obtaining if you have a mortgage —– lenders will insist that you have coverage so that they are compensated if something happens to the home. Even if you purchase a home in Hickory, North Carolina with cash or have finished paying off the mortgage, it is a good idea to have appropriate coverage so you aren’t left in a financially unfavorable situation should you experience a dwelling fire, earthquake damage, flood, vandalism, theft, or another issue.

At Legacy Insurance Partners, we can review your current homeowners insurance coverage and let you know if you have any gaps of coverage that should be addressed. We can also help you secure the best possible policy for your situation that meets your lender’s requirements and covers your risk as well. We are happy to discuss other types of situations which could leave you at risk and recommend umbrella coverage, added liability coverage for a backyard wedding or private event, and more.

One of the ways that we can help you get the best coverage at the lowest price is to bundle your homeowners insurance with your auto insurance. Let us know if this is something you would be interested in doing. We are dedicated to providing you with the attention you deserve for all your personal insurance needs, so whether you need new coverage for a home, townhome, or condo, you need policy changes, or have questions about claims, renewals, or something else, don’t hesitate to reach out to us.

FAQs About Homeowners Insurance

At Legacy Insurance Partners, we understand that your home is important to you, both because it has sentimental value and because it is a major financial asset. Fortunately, we offer high-quality homeowners insurance to help you minimize your financial risks and cover repair or replacement costs should your home become damaged. Below, we have put together a few of our most frequently asked questions about the topic for you to check out.

Homeowners insurance is designed to cover damage caused by natural disasters such as fires, storms, and hail. (Other natural disasters, such as floods or earthquakes, may require their own insurance policies.) In addition, your homeowners insurance protects other structures on your property, such as a detached garage, as well as your personal property—if anything is stolen, your homeowners insurance should cover the cost of replacing it. Lastly, most homeowners insurance policies provide liability coverage—if someone is injured on your property and decides to sue for damages, this protection will kick in to prevent you from having to pay any legal fines or medical expenses yourself.

Our team focuses on building relationships with our clients—we want to get to know you and your needs in order to help you find the ideal insurance policy for you. We are also committed to transparency and will give you the clear, accurate information you need to make the right decision on this important matter. 


With homeowners insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.

Locations

Proudly Serving: Hickory, Wilkesboro, Newton, Lenoir, Conover, Morganton, Taylorsville, Boone, Statesville, Lincolnton, Mooresville, Gastonia, Charlotte, Blowing Rock, Winston Salem, Maiden, Huntersville, Asheville, Raleigh, Greensboro, Davidson.

Our Locations

Contact

844-235-0677

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