We want you to be able to make an informed decision about life insurance.
Investing in life insurance isn’t just a way to ensure your loved ones will have the financial support they need if you are no longer able to take care of them. It is also an investment that can have an exceptional return. The key is having a complete understanding about how life insurance works and the many different types of coverages available.
At Legacy Insurance Partners, we aren’t a sales team looking to sell as many life insurance policies as we can. Instead, we are personal insurance specialists who will advise you on what is in your best interest, whether it results in you obtaining coverage or not. If we do not have the best life insurance solution for your needs, we will tell you. We take the time to address all of your questions and go over the options so you can make an informed decision about the right life insurance for your situation.
Our specialists aren’t just here for you when you need life insurance, but also when you need to make changes because of life transitions such as a new child, getting married, relocating, graduating college, or retiring. We are happy to review your current life insurance policy to make sure that it is still the right fit for your circumstances.
We have offices in North Wilkesboro, Davidson, and Hickory, North Carolina, where one of our life insurance specialists will be happy to explain all options available to you. Give us a call to get started today.
FAQs About Life Insurance
We at Legacy Insurance Partners are here to help you with all your insurance needs, including finding the right life insurance coverage. To help you choose the right policy, we have put together the answers to a few of our frequently asked questions on the topic below for you to check out.
Why should I come to you for my life insurance needs?
Our team is committed to building long-term trust with our clients, and you can count on us to take the time to get to know you and fully understand your needs. We are also happy to answer any questions you may have about life insurance, and we will always provide the clear, accurate information you need to make the right decision for your situation.
What does life insurance cover?
Some people find the term “life insurance” to be a bit of a misnomer, as these policies are intended to provide for your loved ones in the event of your death. If you have life insurance, your beneficiaries will receive a death benefit—or payout—following your passing, which they can use to cover a wide variety of expenses, such as your funeral costs, their everyday living costs, any outstanding debts, etc.
When should I get life insurance?
It is never too early to get life insurance. Even if you are young and healthy, the unfortunate truth is that accidents can happen at any time, and it’s always wise to prepare for the worst, just in case. In fact, the monthly premiums for life insurance policies are generally cheaper the younger you are when you enroll in the policy, both because younger people are at less risk of dying suddenly and because you are paying toward the total payout amount over a longer period of time.
With life insurance representatives serving the communities of Asheville, Davidson, Greensboro, Hickory, North Wilkesboro, Albemarle, and Raleigh, North Carolina, our team at Legacy Insurance Partners is available to partner as your trusted personal insurance advisor utilizing a consultative approach.